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Baccarat is a hugely popular casino game, both online and in brick and mortar venues, and tons of players now take advantage of free baccarat. Playing online baccarat in demo mode is a fantastic (and risk-free) way to become more familiar with the rules, test out strategies, and get some practice.

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The objective in playing baccarat is to bet on the hand that gets as close to nine as possible. As the game is based on luck, players actually have very little to do beyond picking the hand they’d like to wager on. We’ve given a quick walkthrough of the gameplay below:

14. 1

Join a table

Once you’ve found a suitable casino where you can play baccarat online for free, it’s time to load up a table where you can hone your skills. 15. 2

Pick a hand

Decide how much practice currency you’d like to wager and place your bet on the banker hand, player hand, or tie, along with any side bets. 16. 3

Cards are dealt

Both the player and the banker receive two cards, with Aces worth 1 and face cards worth 0, which combine to make hands with a value between zero and nine. 17. 4

More cards can be dealt

Depending on the value of each hand, the player and/or the banker may receive a third card to finish up – see our how to play baccarat page for more information on all the specifics. 18. 5

One hand wins

The hand with the value closest to nine – determined by eliminating the first digit of any double digit hand values – wins the game, and the round comes to a close. Once you’ve found a suitable casino where you can play baccarat online for free, it’s time to load up a table where you can hone your skills.Decide how much practice currency you’d like to wager and place your bet on the banker hand, player hand, or tie, along with any side bets.Both the player and the banker receive two cards, with Aces worth 1 and face cards worth 0, which combine to make hands with a value between zero and nine.Depending on the value of each hand, the player and/or the banker may receive a third card to finish up – see our how to play baccarat page for more information on all the specifics.The hand with the value closest to nine – determined by eliminating the first digit of any double digit hand values – wins the game, and the round comes to a close.Punto banco, baccarat banque and chemin der fer are the three most popular varieties when you’re playing baccarat online free or for real money. You’ll also find several different variations out there, with changes to the rules affecting everything from the player’s agency to the pace of the game. It’s worth trying a few different variations to see which you prefer.

Below, we detail some of the most popular forms of baccarat (free, online, and offline) as well as their core rule changes:

Punto bancoChemin de ferBaccarat banque3-card baccaratMini baccaratEuropean baccaratMacaoDragon Tiger

Punto banco

When most people talk about baccarat, they’re talking about the rules of the game as they’re played in punto banco: players can bet on the player hand, banker hand, or tie. The hand that scores closest to nine wins the round.

Chemin de fer

In chemin de fer, which translates as “railroad” from the original French, a group of players compete against each other rather than a banker. Players also have a little more agency over whether to stand or draw a third card. Because it’s played against other players, you won’t always be able to find a baccarat simulator to play this variation online.

Baccarat banque

Also known as baccarat à deux tableaux, baccarat banque is similar to chemin de fer. Here, players take turns to be the banker but aren’t playing against each other like they are in chemin de fer. Once again, this is a variant that’s less common online, but you should look out for it at casinos when you play baccarat online free.

3-card baccarat

This might seem like a misnomer, given that baccarat regularly involves hands of three cards, but this variation is quite different to punto banco. Both hands always receive three cards for a start, but the number of picture cards in each hand is also used to determine the winning hand in a points based system. The gameplay is much faster than the regular variety.

Mini baccarat

The rules of this variant are much the same as punto banco, only with smaller stakes and an accelerated pace. Of course, when playing baccarat free online, the player always controls the speed at which the game is played. Nevertheless, this variant can be useful for practicing with more realistic stakes than a free baccarat game online that starts you with a balance of, say, $25,000.

European baccarat

The main differences between punto banco and its European equivalent lie in a quirk of the latter that’s reminiscent of blackjack. The player can choose whether they want to stand or draw when the value of their hand is five, and the banker can choose whether to draw a third card or not.

Macao

In many ways a precursor to baccarat proper, Macao games run similarly to punto banco. The difference is you can only bet on the player hand winning - not the banker’s. It’s also possible to go bust in Macao, as hands aren’t allowed to exceed nine (so there’s no taking off the first digit of a double-digit score as per other variants).

Dragon Tiger

In this fast and simplified version of baccarat, the player and the banker (rebranded as the Dragon and the Tiger) receive just one card. It includes various side bets like Big/Small – a bet on whether a hand will be above or below seven – and Red/Black, Suit, or Odd/Even.

When most people talk about baccarat, they’re talking about the rules of the game as they’re played in punto banco: players can bet on the player hand, banker hand, or tie. The hand that scores closest to nine wins the round.

In chemin de fer, which translates as “railroad” from the original French, a group of players compete against each other rather than a banker. Players also have a little more agency over whether to stand or draw a third card. Because it’s played against other players, you won’t always be able to find a baccarat simulator to play this variation online.

Also known as baccarat à deux tableaux, baccarat banque is similar to chemin de fer. Here, players take turns to be the banker but aren’t playing against each other like they are in chemin de fer. Once again, this is a variant that’s less common online, but you should look out for it at casinos when you play baccarat online free.

This might seem like a misnomer, given that baccarat regularly involves hands of three cards, but this variation is quite different to punto banco. Both hands always receive three cards for a start, but the number of picture cards in each hand is also used to determine the winning hand in a points based system. The gameplay is much faster than the regular variety.

The rules of this variant are much the same as punto banco, only with smaller stakes and an accelerated pace. Of course, when playing baccarat free online, the player always controls the speed at which the game is played. Nevertheless, this variant can be useful for practicing with more realistic stakes than a free baccarat game online that starts you with a balance of, say, $25,000.

The main differences between punto banco and its European equivalent lie in a quirk of the latter that’s reminiscent of blackjack. The player can choose whether they want to stand or draw when the value of their hand is five, and the banker can choose whether to draw a third card or not.

In many ways a precursor to baccarat proper, Macao games run similarly to punto banco. The difference is you can only bet on the player hand winning - not the banker’s. It’s also possible to go bust in Macao, as hands aren’t allowed to exceed nine (so there’s no taking off the first digit of a double-digit score as per other variants).

In this fast and simplified version of baccarat, the player and the banker (rebranded as the Dragon and the Tiger) receive just one card. It includes various side bets like Big/Small – a bet on whether a hand will be above or below seven – and Red/Black, Suit, or Odd/Even.

If you’re on the hunt for the best free online baccarat game, you’ll want to check out a few different software providers. Although the rules might not change too much, you’ll notice some differences in graphics and gameplay depending on which provider you’re playing with:

Microgaming

Founded in 1994, Microgaming introduced its first version of Baccarat five years later in 1999. Their version of the game may be straightforward, but it’s still great to look at.

NetEnt

Since launching Baccarat Pro in 2011, NetEnt has added several other baccarat variants (including live dealer games) to its game library.

Evolution

Best known for their live dealer games, Evolution (also known as Evolution Gaming) now offers a range of baccarat titles such as: Peek Baccarat Live, Golden Wealth Baccarat, and Dragon Tiger.

BetSoft

It may have been around for a while, but BetSoft’s rendition of baccarat looks as good and performs as well as it always has, and uses the standard ruleset.

IGT

In addition to providing electronic table games (including baccarat) for brick and mortar casinos, IGT offers a simple but effective solution for online gamers.

Play’n GO

Branded as Mini-Baccarat (see above for more information on this distinction), Play’n GO offers a version of the game that looks great and performs very smoothly.

Novomatic

Released in 2017, Novomatic’s rendition of baccarat is one of the newer versions on the market. It’s been iterated on a bunch since its humble origins, making it a fine choice.

Founded in 1994, Microgaming introduced its first version of Baccarat five years later in 1999. Their version of the game may be straightforward, but it’s still great to look at.

Since launching Baccarat Pro in 2011, NetEnt has added several other baccarat variants (including live dealer games) to its game library.

Best known for their live dealer games, Evolution (also known as Evolution Gaming) now offers a range of baccarat titles such as: Peek Baccarat Live, Golden Wealth Baccarat, and Dragon Tiger.

It may have been around for a while, but BetSoft’s rendition of baccarat looks as good and performs as well as it always has, and uses the standard ruleset.

In addition to providing electronic table games (including baccarat) for brick and mortar casinos, IGT offers a simple but effective solution for online gamers.

Branded as Mini-Baccarat (see above for more information on this distinction), Play’n GO offers a version of the game that looks great and performs very smoothly.

Released in 2017, Novomatic’s rendition of baccarat is one of the newer versions on the market. It’s been iterated on a bunch since its humble origins, making it a fine choice.

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Can I play baccarat free online?

Yes, alongside the free baccarat games on this page, many of the top casino sites will allow you to use their games in demo mode, effectively offering players a baccarat simulator that doesn’t cost a dime. Free baccarat is a great way to get a feel for the rules of the game if you want to practice or aren’t ready to use real money yet.

Can I play live baccarat for free online?

Unfortunately, you’ll struggle to find any versions of live baccarat online free play. This makes sense, as live casinos need to pay their dealers and don’t make any money on free games. You can, however, get pretty close to free live baccarat by playing with bonus cash.

Who has better odds in baccarat?

The banker. This hand has a slightly lower house edge and better odds of victory than the player hand. This explains why it pays out at a lower rate than the player hand – usually 0.95:1. Despite the commission charged on the banker hand, it remains the best bet in baccarat.

What is a free hand in baccarat?

A free hand at the baccarat table usually refers to a hand dealt without betting, and may be requested by players who are looking for patterns or employing a strategy. Of course, when you’re playing free baccarat online, you can safely consider every hand a free hand.

Is baccarat purely luck?

In short, yes. The game’s odds are comparable to betting on the flip of a coin. Although some players spend a lot of time exercising superstitions, using baccarat strategies, or trying to identify patterns between rounds. Unfortunately, there’s no sure-fire way to know what will happen next.

What are the different types of baccarat online games?

There’s a variety of different types of baccarat out there – Punto Banco and Chemin de Fer being the most popular – each with their own minor, or sometimes not so minor, rule changes.

When you’re playing a free baccarat game online it will usually be Punto Banco, but try to make a note of which variety you’re playing.

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